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Health Spending Accounts
If you have an insurance policy with a high deductible, you may consider using a Health Savings Account, or HSA, to afford your LASIK procedure. An HSA is an alternative to an FSA that allows you to pay for current health expenses and save for future health expenses on a tax-free basis.
To qualify for an HSA, you must be covered by a High Deductible Health Plan. Because these plans often cost less than traditional health insurance, you can put the money that you are saving into your HSA.
You own and control the money in your Health Savings Account, and you decide how to spend the money. This makes an HSA a great option to finance your LASIK eye surgery or any other elective procedure.
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